finances

Where Are You Trying to Go?

How many of you are thinking about going to college?  I know after seeing Beyoncé’s documentary “Homecoming” everybody is hype about going to a HBCU school.  Attending college is an amazing experience.  You meet people from all over the world, you become a young adult, and you’re working toward the person that you have always dreamt about becoming.  But in order to experience college or university two things must happen first.  One you have to be accepted into the school and two can your family afford to pay the tuition. 

 

In today’s episode, I talk about knowing what your next move is.  Paying for college is a huge sacrifice that your family makes in order for you to further your education.  This is not an easy thing for any family to do, not unless your parent is Lebron James or Beyoncé, then this episode is not for you.  But when your parents or guardians say “Ok, you can go” that means that they are willing to support you mentally and financially.  So, today we talk about the importance of being clear as to what you want to do after high school.  I am not saying that you must go to college, but I am saying that if you do decide to go.  Stay focused and remember that someone is putting their dreams aside, so that your dreams may begin to come true.

 

During the episode, I mention an activity that I did with my girls after the college tour.  I created a template that gave my girls an opportunity to write down various cost of financial responsibilities that any family would have before including the cost of paying for college.  When you see the real numbers and how off balanced it could possibly be.  My prayer is that it forces you to become even clearer on what you want to do after high school.  Again, I am not saying college is for everyone, but if you are going to pick a trade, you have to pay for those classes also. The only way around not paying for post-secondary education is if you enlist in one of the many armed services or you hit the Powerball over the weekend lol.  But in order for you to understand the type of sacrifices that are being made, you must see the numbers for yourself. I encourage you to complete this activity with your parent/guardian.  If you love and care for your parents, like you say you do, then you will take the time to get clear on what your next steps are.  You don’t need to have it all figured out, but you must be honest with yourself and those who are supporting, providing and encouraging you along the way. 

Click here for the household template.

Enjoy the episode and talk to you in the next one!

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